Independent UK payments broker

Honest card payment advice. No hidden commission.

We're not tied to one provider. TrackPay compares the whole market, shows you exactly what you're paying today, and only recommends the deal that's genuinely best for your business. Most clients we review are overpaying by £1,000+ a year.

No tie-ins on our advice · No cost to compare · Real human, UK-based
We compare deals from the UK's leading providers
Worldpay Barclaycard Dojo Clover takepayments Elavon
Why TrackPay

The broker that shows its working

Most brokers earn a hidden cut and steer you to whoever pays them most. We do it differently — and we'll tell you exactly how.

Whole-of-market

We're independent. We compare every major acquirer and machine, not a single provider's catalogue, so the recommendation fits you — not our commission.

We read your statement

Bring your current statement and we'll break down every fee line — interchange, scheme, markup — so you can see precisely where the money goes.

Set up in days, not weeks

Once you choose a deal, we handle the paperwork with the provider and keep you updated. Most businesses are taking payments within a few working days.

How it works

Three steps to a fairer rate

Share your current setup

Tell us your card turnover and send a recent statement. Two minutes — no commitment, no card details.

We compare the market

We run your numbers against every major provider and show you the genuine like-for-like difference, in pounds.

You decide, we set it up

No pressure. If switching saves you money, we handle the move end to end. If it doesn't, we'll tell you to stay put.

Verified client review

“We'd used our bank for card payments for years. TrackPay reviewed our statement in an afternoon and saved us just under £3,000 a year. Fees are lower and the breakdown is finally something I can understand.”

Zack A. · Automotive Modifications Business ★★★★★

Find out what you're really paying

Send us a recent statement and we'll show you a clear, line-by-line comparison — free, with no obligation to switch.

Get my free quote